Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$408,636	$408,636	$431,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$46,414	$0
Funding fee	$2,043	$2,043	$0
Note rate	2.680%	2.680%	7.240%
Blended rate	2.680%	3.618%	7.480%
1st payment	$1,897.31	$1,897.31	$2,937.94
2nd payment	$0.00	$459.30	$0.00
Taxes / mo	$158.50	$158.50	$158.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.22
HOA / mo	$2.50	$2.50	$2.50
Total monthly	$2,224.97	$2,684.28	$3,351.83
Cash to close	$70,364	$23,950	$47,900