Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$693,973$693,973$809,100
Remaining term (yrs)25.225.230.0
Secondary amount$0$115,127$0
Funding fee$3,470$3,470$0
Note rate2.880%2.880%7.240%
Blended rate2.880%3.609%7.480%
1st payment$3,225.79$3,225.79$5,514.00
2nd payment$0.00$767.51$0.00
Taxes / mo$273.42$273.42$273.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$83.33$83.33$83.33
Total monthly$3,799.20$4,566.72$6,249.23
Cash to close$205,027$89,900$89,900