Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,515$382,500
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,973$0
Note rate3.450%7.240%
Blended rate3.450%7.480%
1st payment$1,940.22$2,606.73
2nd payment$0.00$0.00
Taxes / mo$114.92$114.92
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$0.00$0.00
Total monthly$2,205.14$2,948.15
Cash to close$30,485$42,500