Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$773,982$702,000
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$3,870$0
Note rate6.260%7.240%
Blended rate6.260%7.480%
1st payment$4,807.67$4,784.12
2nd payment$0.00$0.00
Taxes / mo$650.00$650.00
Insurance / mo$216.67$216.67
MI / mo$0.00$140.40
HOA / mo$320.00$320.00
Total monthly$5,994.33$6,111.18
Cash to close$6,018$78,000