Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$333,676$333,676$472,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$138,824$0
Funding fee$1,668$1,668$0
Note rate3.240%3.240%7.240%
Blended rate3.240%4.639%7.480%
1st payment$1,676.07$1,676.07$3,220.08
2nd payment$0.00$925.49$0.00
Taxes / mo$437.50$437.50$437.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$104.00$104.00$104.00
Total monthly$2,384.23$3,309.73$4,022.75
Cash to close$191,324$52,500$52,500