Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$206,363	$206,363	$274,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$68,137	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.240%
Blended rate	3.660%	4.986%	7.480%
1st payment	$969.54	$969.54	$1,870.71
2nd payment	$0.00	$511.03	$0.00
Taxes / mo	$127.67	$127.67	$127.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.92	$166.92	$54.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,414.13	$1,925.15	$2,203.28
Cash to close	$98,637	$30,500	$30,500