Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$21,055$21,055$630,000
Remaining term (yrs)20.220.230.0
Secondary amount$0$608,945$0
Funding fee$105$105$0
Note rate5.300%5.300%7.240%
Blended rate5.300%7.668%7.480%
1st payment$141.48$141.48$4,293.44
2nd payment$0.00$3,932.77$0.00
Taxes / mo$583.33$583.33$583.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$126.00
HOA / mo$42.00$42.00$42.00
Total monthly$933.48$4,866.25$5,211.44
Cash to close$678,945$70,000$70,000