Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$540,841$521,999
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.660%7.240%
Blended rate7.210%7.480%
1st payment$3,577.61$3,557.41
2nd payment$0.00$0.00
Taxes / mo$483.33$483.33
Insurance / mo$166.67$166.67
MI / mo$255.16$104.40
HOA / mo$440.00$440.00
Total monthly$4,922.77$4,751.81
Cash to close$39,158$58,000