Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$707,254$674,550
Remaining term (yrs)24.730.0
Secondary amount$0$0
Funding fee$3,536$0
Note rate2.940%7.240%
Blended rate2.940%7.480%
1st payment$3,347.00$4,597.05
2nd payment$0.00$0.00
Taxes / mo$624.58$624.58
Insurance / mo$216.67$216.67
MI / mo$0.00$134.91
HOA / mo$0.00$0.00
Total monthly$4,188.25$5,573.21
Cash to close$42,246$74,950