Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$618,384$584,100
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$3,092$0
Note rate7.760%7.240%
Blended rate7.760%7.480%
1st payment$4,551.98$3,980.63
2nd payment$0.00$0.00
Taxes / mo$540.83$540.83
Insurance / mo$166.67$166.67
MI / mo$0.00$116.82
HOA / mo$121.00$121.00
Total monthly$5,380.48$4,925.95
Cash to close$30,616$64,900