Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,870$289,800
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,459$0
Note rate3.550%7.240%
Blended rate3.550%7.480%
1st payment$1,451.13$1,974.98
2nd payment$0.00$0.00
Taxes / mo$296.42$296.42
Insurance / mo$150.00$150.00
MI / mo$0.00$57.96
HOA / mo$27.00$27.00
Total monthly$1,924.55$2,506.36
Cash to close$30,130$32,200