Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$419,826	$419,826	$558,000
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$138,174	$0
Funding fee	$2,099	$2,099	$0
Note rate	6.890%	6.890%	7.240%
Blended rate	6.890%	7.165%	7.480%
1st payment	$2,796.21	$2,796.21	$3,802.76
2nd payment	$0.00	$921.16	$0.00
Taxes / mo	$153.17	$153.17	$153.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.60
HOA / mo	$12.50	$12.50	$12.50
Total monthly	$3,128.54	$4,049.70	$4,246.69
Cash to close	$200,174	$62,000	$62,000