Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$272,423	$272,423	$762,300
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$489,877	$0
Funding fee	$1,362	$1,362	$0
Note rate	6.860%	6.860%	7.240%
Blended rate	6.860%	7.432%	7.480%
1st payment	$1,809.05	$1,809.05	$5,195.06
2nd payment	$0.00	$3,163.79	$0.00
Taxes / mo	$382.33	$382.33	$382.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$152.46
HOA / mo	$15.00	$15.00	$15.00
Total monthly	$2,423.05	$5,586.84	$5,961.52
Cash to close	$574,577	$84,700	$84,700