Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$631,479$612,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.760%7.240%
Blended rate4.610%7.480%
1st payment$3,186.99$4,170.77
2nd payment$0.00$0.00
Taxes / mo$566.67$566.67
Insurance / mo$166.67$166.67
MI / mo$486.85$122.40
HOA / mo$0.00$0.00
Total monthly$4,407.18$5,026.50
Cash to close$48,521$68,000