Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$466,993$440,100
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate2.960%7.240%
Blended rate3.810%7.480%
1st payment$2,219.88$2,999.27
2nd payment$0.00$0.00
Taxes / mo$407.50$407.50
Insurance / mo$166.67$166.67
MI / mo$374.88$88.02
HOA / mo$0.00$0.00
Total monthly$3,168.93$3,661.46
Cash to close$22,007$48,900