Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$518,617$494,910
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,593$0
Note rate5.100%7.240%
Blended rate5.100%7.480%
1st payment$3,013.37$3,372.80
2nd payment$0.00$0.00
Taxes / mo$458.25$458.25
Insurance / mo$166.67$166.67
MI / mo$0.00$98.98
HOA / mo$0.00$0.00
Total monthly$3,638.29$4,096.70
Cash to close$31,283$54,990