Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$105,904	$105,904	$540,000
Remaining term (yrs)	7.2	7.2	30.0
Secondary amount	$0	$434,096	$0
Funding fee	$530	$530	$0
Note rate	4.800%	4.800%	7.240%
Blended rate	4.800%	7.171%	7.480%
1st payment	$1,443.77	$1,443.77	$3,680.09
2nd payment	$0.00	$2,803.54	$0.00
Taxes / mo	$291.58	$291.58	$291.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$10.00	$10.00	$10.00
Total monthly	$1,912.02	$4,715.55	$4,256.34
Cash to close	$494,096	$60,000	$60,000