Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$369,189$355,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,846$0
Note rate6.460%7.240%
Blended rate6.460%7.480%
1st payment$2,376.69$2,422.73
2nd payment$0.00$0.00
Taxes / mo$329.17$329.17
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$96.00$96.00
Total monthly$2,951.86$3,068.99
Cash to close$25,811$39,500