Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$259,925	$259,925	$306,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$46,075	$0
Funding fee	$1,300	$1,300	$0
Note rate	2.500%	2.500%	7.240%
Blended rate	2.500%	3.479%	7.480%
1st payment	$1,177.42	$1,177.42	$2,085.38
2nd payment	$0.00	$345.56	$0.00
Taxes / mo	$436.50	$436.50	$436.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.20
HOA / mo	$1,752.00	$1,752.00	$1,752.00
Total monthly	$3,515.92	$3,861.48	$4,485.08
Cash to close	$80,075	$34,000	$34,000