Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$461,134$449,100
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,306$0
Note rate6.500%7.240%
Blended rate6.500%7.480%
1st payment$2,939.12$3,060.61
2nd payment$0.00$0.00
Taxes / mo$415.83$415.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.82
HOA / mo$235.00$235.00
Total monthly$3,756.62$3,967.93
Cash to close$37,866$49,900