Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$374,436	$374,436	$382,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$29,314	$0
Funding fee	$0	$0	$0
Note rate	6.12%	6.12%	7.24%
Blended rate	6.67%	7.048%	7.48%
1st payment	$2,385.15	$2,385.15	$2,606.73
2nd payment	$0.00	$290.09	$0.00
Taxes / mo	$135.42	$135.42	$135.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.01	$180.01	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,850.58	$3,140.67	$2,968.65
Cash to close	$50,564	$21,250	$42,500