Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$255,712	$242,100
Remaining term (yrs)	28.7	30.0
Secondary amount	$0	$0
Funding fee	$1,279	$0
Note rate	6.67%	7.24%
Blended rate	6.67%	7.48%
1st payment	$1,666.12	$1,649.91
2nd payment	$0.00	$0.00
Taxes / mo	$273.17	$273.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$48.42
HOA / mo	$368.00	$368.00
Total monthly	$2,457.29	$2,489.49
Cash to close	$13,288	$26,900