Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$611,238	$611,238	$809,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$197,862	$0
Funding fee	$3,056	$3,056	$0
Note rate	2.970%	2.970%	7.240%
Blended rate	2.970%	4.200%	7.480%
1st payment	$2,902.12	$2,902.12	$5,514.00
2nd payment	$0.00	$1,319.08	$0.00
Taxes / mo	$468.42	$468.42	$468.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$161.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,587.20	$4,906.28	$6,360.90
Cash to close	$287,762	$89,900	$89,900