Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,192$291,192$331,200
Remaining term (yrs)24.224.230.0
Secondary amount$0$40,008$0
Funding fee$1,456$1,456$0
Note rate2.67%2.67%7.24%
Blended rate2.67%3.435%7.48%
1st payment$1,357.09$1,357.09$2,257.12
2nd payment$0.00$300.06$0.00
Taxes / mo$310.50$310.50$310.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.24
HOA / mo$40.00$40.00$40.00
Total monthly$1,857.59$2,157.65$2,823.86
Cash to close$76,808$36,800$36,800