Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,560$235,560$278,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$43,350$0
Funding fee$1,178$1,178$0
Note rate3.13%3.13%7.24%
Blended rate3.13%4.042%7.48%
1st payment$1,145.72$1,145.72$1,900.77
2nd payment$0.00$325.12$0.00
Taxes / mo$198.58$198.58$198.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,494.31$1,819.43$2,305.13
Cash to close$74,340$30,990$30,990