Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$537,073	$537,073	$562,500
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$25,427	$0
Funding fee	$2,685	$2,685	$0
Note rate	6.87%	6.87%	7.24%
Blended rate	6.87%	6.966%	7.48%
1st payment	$3,611.27	$3,611.27	$3,833.43
2nd payment	$0.00	$190.70	$0.00
Taxes / mo	$178.25	$178.25	$178.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,956.19	$4,146.89	$4,290.84
Cash to close	$87,927	$62,500	$62,500