Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$68,105	$68,105	$247,500
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$179,395	$0
Funding fee	$0	$0	$0
Note rate	3.9%	3.9%	7.24%
Blended rate	4.75%	7.106%	7.48%
1st payment	$398.33	$398.33	$1,686.71
2nd payment	$0.00	$1,195.97	$0.00
Taxes / mo	$36.67	$36.67	$36.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$59.82	$59.82	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$644.82	$1,840.79	$1,922.87
Cash to close	$206,895	$27,500	$27,500