Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$197,066	$197,066	$233,910
Remaining term (yrs)	26.8	26.8	30.0
Secondary amount	$0	$36,844	$0
Funding fee	$985	$985	$0
Note rate	6.81%	6.81%	7.24%
Blended rate	6.81%	7.155%	7.48%
1st payment	$1,332.57	$1,332.57	$1,594.09
2nd payment	$0.00	$276.33	$0.00
Taxes / mo	$133.75	$133.75	$133.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.78
HOA / mo	$116.67	$116.67	$116.67
Total monthly	$1,732.99	$2,009.32	$2,041.29
Cash to close	$62,834	$25,990	$25,990