Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$133,490	$133,490	$232,650
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$99,160	$0
Funding fee	$667	$667	$0
Note rate	4.580%	4.580%	7.240%
Blended rate	4.580%	6.464%	7.480%
1st payment	$810.53	$810.53	$1,585.51
2nd payment	$0.00	$743.70	$0.00
Taxes / mo	$134.50	$134.50	$134.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.53
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$1,245.03	$1,988.73	$2,066.54
Cash to close	$125,010	$25,850	$25,850