Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$403,517$403,517$629,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$226,393$0
Funding fee$2,018$2,018$0
Note rate3.13%3.13%7.24%
Blended rate3.13%4.79%7.48%
1st payment$1,999.04$1,999.04$4,292.82
2nd payment$0.00$1,462.12$0.00
Taxes / mo$252.42$252.42$252.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.98
HOA / mo$16.67$16.67$16.67
Total monthly$2,434.79$3,896.91$4,854.56
Cash to close$296,383$69,990$69,990