Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$352,660	$341,100
Remaining term (yrs)	27.2	30.0
Secondary amount	$0	$0
Funding fee	$1,763	$0
Note rate	6.67%	7.24%
Blended rate	6.67%	7.48%
1st payment	$2,340.08	$2,324.59
2nd payment	$0.00	$0.00
Taxes / mo	$216.33	$216.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$68.22
HOA / mo	$35.00	$35.00
Total monthly	$2,741.41	$2,794.14
Cash to close	$26,340	$37,900