Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$380,873	$359,910
Remaining term (yrs)	28.7	30.0
Secondary amount	$0	$0
Funding fee	$1,904	$0
Note rate	6.81%	7.24%
Blended rate	6.81%	7.48%
1st payment	$2,519.00	$2,452.78
2nd payment	$0.00	$0.00
Taxes / mo	$174.25	$174.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$71.98
HOA / mo	$25.00	$25.00
Total monthly	$2,868.25	$2,874.01
Cash to close	$19,027	$39,990