Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$310,903	$310,903	$323,910
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$31,002	$0
Funding fee	$0	$0	$0
Note rate	6.35%	6.35%	7.24%
Blended rate	6.9%	7.351%	7.48%
1st payment	$2,015.57	$2,015.57	$2,207.44
2nd payment	$0.00	$306.79	$0.00
Taxes / mo	$215.33	$215.33	$215.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$148.47	$148.47	$64.78
HOA / mo	$38.00	$38.00	$38.00
Total monthly	$2,567.37	$2,874.16	$2,675.56
Cash to close	$48,997	$17,995	$35,990