Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$196,475	$196,475	$269,999
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$73,524	$0
Funding fee	$0	$0	$0
Note rate	2.74%	2.74%	7.24%
Blended rate	3.59%	5.063%	7.48%
1st payment	$911.73	$911.73	$1,840.04
2nd payment	$0.00	$551.43	$0.00
Taxes / mo	$139.08	$139.08	$139.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.40	$158.40	$54.00
HOA / mo	$195.00	$195.00	$195.00
Total monthly	$1,554.21	$2,105.64	$2,378.12
Cash to close	$103,524	$30,000	$30,000