Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$92,306	$92,306	$207,000
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$114,694	$0
Funding fee	$0	$0	$0
Note rate	3.3%	3.3%	7.24%
Blended rate	4.15%	6.283%	7.48%
1st payment	$468.72	$468.72	$1,410.70
2nd payment	$0.00	$764.63	$0.00
Taxes / mo	$28.58	$28.58	$28.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$75.81	$75.81	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$723.11	$1,487.74	$1,630.68
Cash to close	$137,694	$23,000	$23,000