Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,909	$169,110
Remaining term (yrs)	31.7	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.43%	7.24%
Blended rate	6.98%	7.48%
1st payment	$1,101.71	$1,152.48
2nd payment	$0.00	$0.00
Taxes / mo	$34.75	$34.75
Insurance / mo	$150.00	$150.00
MI / mo	$82.13	$33.82
HOA / mo	$0.00	$0.00
Total monthly	$1,368.59	$1,371.05
Cash to close	$8,991	$18,790