Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$283,345	$268,650
Remaining term (yrs)	29.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.11%	7.24%
Blended rate	6.66%	7.48%
1st payment	$1,727.39	$1,830.84
2nd payment	$0.00	$0.00
Taxes / mo	$55.58	$55.58
Insurance / mo	$150.00	$150.00
MI / mo	$130.51	$53.73
HOA / mo	$0.00	$0.00
Total monthly	$2,063.48	$2,090.16
Cash to close	$15,155	$29,850