Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$73,142	$73,142	$658,800
Remaining term (yrs)	12.3	12.3	30.0
Secondary amount	$0	$585,658	$0
Funding fee	$0	$0	$0
Note rate	5.500%	5.500%	7.240%
Blended rate	6.350%	7.595%	7.480%
1st payment	$681.72	$681.72	$4,489.71
2nd payment	$0.00	$3,782.37	$0.00
Taxes / mo	$40.67	$40.67	$40.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$85.05	$85.05	$131.76
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,024.10	$4,806.47	$4,878.80
Cash to close	$658,858	$73,200	$73,200