Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$285,443	$277,650
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,427	$0
Note rate	5.000%	7.240%
Blended rate	5.000%	7.480%
1st payment	$1,646.95	$1,892.18
2nd payment	$0.00	$0.00
Taxes / mo	$190.92	$190.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$55.53
HOA / mo	$37.00	$37.00
Total monthly	$2,024.87	$2,325.63
Cash to close	$23,057	$30,850