Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,146$421,146$539,910
Remaining term (yrs)26.726.730.0
Secondary amount$0$118,764$0
Funding fee$2,106$2,106$0
Note rate6.79%6.79%7.24%
Blended rate6.79%7.056%7.48%
1st payment$2,848.61$2,848.61$3,679.48
2nd payment$0.00$791.76$0.00
Taxes / mo$243.00$243.00$243.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$34.00$34.00$34.00
Total monthly$3,292.27$4,084.04$4,231.13
Cash to close$178,754$59,990$59,990