Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$209,596	$209,596	$225,000
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$27,904	$0
Funding fee	$0	$0	$0
Note rate	6.63%	6.63%	7.24%
Blended rate	7.18%	7.732%	7.48%
1st payment	$1,383.88	$1,383.88	$1,533.37
2nd payment	$0.00	$276.13	$0.00
Taxes / mo	$49.50	$49.50	$49.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$99.01	$99.01	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,682.39	$1,958.52	$1,777.87
Cash to close	$40,404	$12,500	$25,000