Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$356,009	$347,850
Remaining term (yrs)	28.3	30.0
Secondary amount	$0	$0
Funding fee	$1,780	$0
Note rate	6.93%	7.24%
Blended rate	6.93%	7.48%
1st payment	$2,391.62	$2,370.59
2nd payment	$0.00	$0.00
Taxes / mo	$218.75	$218.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$69.57
HOA / mo	$0.00	$0.00
Total monthly	$2,760.37	$2,808.91
Cash to close	$30,491	$38,650