Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$125,044	$125,044	$269,010
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$143,966	$0
Funding fee	$625	$625	$0
Note rate	2.98%	2.98%	7.24%
Blended rate	2.98%	5.667%	7.48%
1st payment	$609.76	$609.76	$1,833.30
2nd payment	$0.00	$959.77	$0.00
Taxes / mo	$112.67	$112.67	$112.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$872.43	$1,832.20	$2,149.77
Cash to close	$173,856	$29,890	$29,890