Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$226,272	$226,272	$278,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$52,638	$0
Funding fee	$1,131	$1,131	$0
Note rate	2.98%	2.98%	7.24%
Blended rate	2.98%	4.116%	7.48%
1st payment	$1,075.50	$1,075.50	$1,900.77
2nd payment	$0.00	$394.79	$0.00
Taxes / mo	$173.42	$173.42	$173.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.78
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$1,433.91	$1,828.70	$2,314.97
Cash to close	$83,628	$30,990	$30,990