Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$331,098	$332,910
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.17%	7.24%
Blended rate	5.02%	7.48%
1st payment	$1,755.88	$2,268.78
2nd payment	$0.00	$0.00
Taxes / mo	$213.67	$213.67
Insurance / mo	$150.00	$150.00
MI / mo	$255.25	$66.58
HOA / mo	$40.00	$40.00
Total monthly	$2,414.80	$2,739.02
Cash to close	$38,802	$36,990