Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,987$292,987$652,500
Remaining term (yrs)23.123.130.0
Secondary amount$0$359,513$0
Funding fee$1,465$1,465$0
Note rate3.75%3.75%7.24%
Blended rate3.75%5.954%7.48%
1st payment$1,578.71$1,578.71$4,446.78
2nd payment$0.00$2,321.85$0.00
Taxes / mo$170.33$170.33$170.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$208.58$208.58$208.58
Total monthly$2,174.29$4,496.15$5,172.86
Cash to close$432,013$72,500$72,500