Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$311,795	$311,795	$391,499
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$79,704	$0
Funding fee	$0	$0	$0
Note rate	7.22%	7.22%	7.24%
Blended rate	7.77%	8.02%	7.48%
1st payment	$2,170.42	$2,170.42	$2,668.06
2nd payment	$0.00	$597.78	$0.00
Taxes / mo	$121.83	$121.83	$121.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.26	$146.26	$78.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,588.52	$3,186.30	$3,018.19
Cash to close	$123,204	$43,500	$43,500