Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$204,244$204,244$373,500
Remaining term (yrs)22.622.630.0
Secondary amount$0$169,256$0
Funding fee$1,021$1,021$0
Note rate4.080%4.080%7.240%
Blended rate4.080%5.856%7.480%
1st payment$1,152.07$1,152.07$2,545.40
2nd payment$0.00$1,128.38$0.00
Taxes / mo$138.08$138.08$138.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,440.15$2,568.53$2,908.18
Cash to close$210,756$41,500$41,500