Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$60,171	$60,171	$256,500
Remaining term (yrs)	5.5	5.5	30.0
Secondary amount	$0	$196,329	$0
Funding fee	$0	$0	$0
Note rate	6.92%	6.92%	7.24%
Blended rate	7.77%	7.946%	7.48%
1st payment	$1,085.27	$1,085.27	$1,748.04
2nd payment	$0.00	$1,308.86	$0.00
Taxes / mo	$168.58	$168.58	$168.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$116.49	$116.49	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,520.34	$2,829.20	$2,117.93
Cash to close	$224,829	$28,500	$28,500