Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$264,784	$264,784	$373,500
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$108,716	$0
Funding fee	$0	$0	$0
Note rate	7.02%	7.02%	7.24%
Blended rate	7.57%	7.695%	7.48%
1st payment	$1,808.22	$1,808.22	$2,545.40
2nd payment	$0.00	$724.77	$0.00
Taxes / mo	$142.33	$142.33	$142.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.32	$124.32	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,224.87	$2,949.64	$2,912.43
Cash to close	$150,216	$41,500	$41,500